Dear Dave, I have a roommate, and we’ve shared the same two-bedroom apartment for about three years. During that time, we’ve always had an agreement that we would split the bills 50-50. But for the last several months, he’s been... More
Dear Dave, My mother died about a year and a half ago, and she left me and my younger sister $75,000 each. My sister is 16, and she plans on enlisting in the military after high school, then using the G.I. Bill to pay for college afterward. She won’t... More
Dear Dave, I’m worried about my younger brother, and I need some advice. He’s divorced and has a son, and lately, it seems like he only wants to be a dad when it’s convenient. On top of this, he’s very irresponsible with... More
Follow these tips to have a safe and enjoyable total solar eclipse. I have gathered these tips before and after seeing the total solar eclipse in Missouri Aug. 21, 2017. Travel to the path of totality: The difference between a total eclipse and... More
Dear Dave, My wife and I have been married for nine months, and we’ve been following your Baby Steps plan for three months. We have about $50,000 in debt, and I recently cashed out an old whole life policy that enabled us to pay off $22,000 of... More
Dear Dave, I switched to a debit card so that the money I spend comes directly from my checking account. But I still have a problem some months with overspending and buying things I shouldn’t. Do you think I should stop using my debit card? Debbie Dear... More
The hardest word in the dictionary to put into practice is the word “yes.” It’s one of the first words that many of us learn as children, and yet we still struggle to apply it to our everyday lives. It is one of the most powerful... More
Dear Dave, Our 21-year-old son is in college, and we’ve always warned him to stay away from credit cards. Despite our warnings, we recently learned he got a store-branded credit card. The good news is he has stayed under the credit limit. The bad... More
Colossians 3:2 says, “Set your minds on things above, not on earthly things.” One of the biggest things I see affecting young people today is overconsumption, always wanting the newest trend and never just being content with what was cool... More
Dear Dave, We’ve all our debts paid off, except for our home, and our fully funded emergency fund of six months of expenses is in place. In talking to people, it seems there are lots of different opinions as to what constitutes an emergency.... More